Choosing the right Realtor/Real Estate Agent

1. Ask for recommendations from people who have just sold a home in your area, or call a local real estate office and speak to the manager; ask the manager to recommend an agent who specializes in your type of property.
2. Choose an agent who specializes in your area. Particularly in larger towns and cities, it’s wise to find a realtor that specializes in your neighborhood. A realtor’s neighborhood-specific knowledge can assist you with making savvy investments that account for factors other than just the property itself (schools, local amenities, neighborhood culture, etc.).
   When it comes to selling your property, a realtor who specializes in your area will have a particularly distinct knowledge of what the neighborhood market is like, comparable recent sales, and winning strategies. While realtors who cover a more wide-ranging area can certainly also obtain this information through industry databases, personal experience within a smaller area will give you that extra edge.
3. Invite the agent to your home for an introductory meeting. Since you will be spending a lot of time with this person, it's a good idea to establish trust and a solid working relationship early on.
4. Put together an information sheet that lists your home's features and best qualities, especially those that people might otherwise overlook. Give this to the agent, who can use the information to write an attractive listing to help sell your home.
5. Ask the agent how he or she would establish a price and promote your home.
6. If you are unsatisfied with the agent's plan or personality, graciously thank the agent for taking the time to meet with you, and repeat the process with another agent.
7. If you are happy with the agent, make a commitment to yourself to stick with him or her; it can be time-consuming to jump from agent to agent.

You should always remember that:
The real estate office can tell a lot about the agent you'll be
working with. Is the office attractive and organized-looking? Is it
easily accessible? Is the office open 7 days a week? If not, does it have a schedule showing at what time you'll be able to get the agent in? Is the agency a member of a multiple-listing service - that is, are its listings available to all other agents and their buyers?

Finally, 
Remember that the agent doesn't have the final word - you do.
Don't let your agent pressure or hurry you into making careless
decisions. You own the property and in as much as you depend on the agent for advice and real estate agency, you have the power to say "it's a Yes," or "it's a No."

6 Tips For Buying a Home in a Short Sale

By preparing for a real estate short sale, you can emerge with a great home at a favorable price. Short sales can be lengthy and difficult, but if you know what you're doing, you can end up with a great deal. When sellers need to sell their home for less than they owe on their mortgage, they're shooting for a short sale. Short sale homes can sometimes be bargains, but only if you do your homework, stay patient, and remain unemotional during the sometimes lengthy and difficult short sale process. Here are six tips for protecting yourself emotionally and financially when bidding on a short sale;

1. Get help from a short sale expert

A real estate agent experienced in short sales can identify which homes are being offered as short sales, help you determine a purchase price, and advise you on what to include in your offer to make the lender view it favorably. Ask agents how many buyers they've represented in short sales and, of those, how many successfully closed the transaction.

2. Build a team

Ask agents to recommend real estate attorneys knowledgeable in short sales and title experts. A title officer can do a title search to identify all the liens attached to a property you're interested in. Because each lienholder must consent to a short sale, a property with multiple liens, like first and second mortgages, mechanic's and condominium liens, or homeowners association liens, will be harder to purchase. A title search may cost $250 to $300 up front, but it can help weed out less desirable properties requiring multiple approvals.

3. Know the home's fair market value

By agreeing to a short sale, lenders are consenting to lose money on the loan they made to the sellers to purchase the home. Their goal is to keep those losses as low as possible. If your offer is dramatically less than the home's fair market value, it may be rejected. Your agent can help you identify the price that's good for you. The lender will determine whether approval is in its best interest.

4. Expect delays

There are two stages to a short sale. First, the sellers must consent to your purchase offer. Then they must submit it to their lender, along with documentation to convince the lender to agree to the sale. The lender approval process can take weeks or months, even longer if the lender counteroffers. Expect bigger delays if several lienholders are involved; each can make a counteroffer or reject your offer.

5. Firm up your financing

Lenders will weigh your ability to close the transaction. If you're preapproved for a mortgage, have a large downpayment, and can close at any time, they'll consider your offer stronger than that of a buyer whose financing is less secure.

6. Avoid contingencies

If you must sell your current home before you can close on the short-sale property, or you need to close by a firm deadline, your offer may present too many moving parts for a lender to approve it. Also, consider ordering an inspection so you're fully informed about the home. Keep in mind that lenders are unlikely to approve an offer seeking repairs or credits for such work. You'll probably have to purchase the home "as is," which means in its present condition. This article includes general information about tax laws and consequences, but isn't intended to be relied upon by readers as tax or legal advice applicable to particular transactions or circumstances. Consult a tax professional for such advice; tax laws may vary by jurisdiction.

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Real Estate Global Page

Real Estate

Real estate, etymologically speaking real property which refers to land, either commercial, industrial or residential.  Nowadays real estate business is growing rapidly. Buying property in your area getting tougher and tougher.

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{A Market Shift}

It's been an uphill climb, rough and tumble at times but there is light at the end of the tunnel. The current real estate market is shifting ~ I am seeing my sellers get offers, multiple offers. Buyers are realizing that inventory is low and rates are hot; combined with the time of year, the combination makes for one of the best times to sell that I have seen in almost 3 years. If you are on the fence - take a leap of faith. Now is an opportune time to sell your home.